Use the sample customer data in this page to test the standard approved and denied payment flows in Klarna payments.
If you want to test non-standard flows, such as pending payments or presenting only pre-paid payment options, see the Other test scenarios section in this page.
If you want to test different payment methods, direct debit, credit card, and bank transfer, use the sample payment data .
To make a purchase new users in most countries go through an account creation wizard, provide their personal data, and enter a verification code to create their Klarna user account.
To test a new Klarna user account, select a combination of a random phone number and an email matching the required pattern. If the combination was used during sign-up before, you'll be logged into an existing account after providing a one-time password (OTP). In the playground environment, you can use any valid 6-digit number other than 999999 as the OTP.
One user account is only valid in a single market. For example, you can't use the same email address or phone number to test purchases in a playground store in Germany and Sweden.
User account is available in all countries included in the sample customer data list, except for Switzerland and Finland.
If you choose to create a new account rather than using one of the provided sample customer accounts on this page, any Personally Identifiable Information (PII) will be substituted with synthetically generated data. Consequently, you may notice different account values from those you provided. This helps us prevent data leaks in our playground environment.
Use the sample data for private persons to test B2C transactions. The company test data can be used for testing B2B transactions.
The B2C sample data in this article s split into two sub-categories:
Standard flows shows the data for testing standard responses approved and denied transactions. Custom flows shows the data for testing flows other than the standard approved and denied transactions, for example, launching a dispute. Below is a list of email addresses associated with standard and custom test flows. When testing, replace the final two asterisks with a 2-letter country code of a Klarna market. For example, to test an approved transaction flow for Sweden, use customer@email.se .
Standard flows Email address pattern Description customer@email.** Accept purchase.Message: "None, auth_token (valid 60 minutes) is returned for use in create_order" customer+denied@email.** Hard decline.Message: "Your purchase can not be accepted Unfortunately your purchase can not be accepted at this moment. Please choose a different payment method to complete your purchase."
Custom flows Email address pattern Description customer+new_user@email.** New user sign up flow. Payment method specific details (e.g. cards) are stored to the user. customer+disputed-return@email.** Creates a dispute on each capture of the order with the reason return and one open dispute request customer+disputed-goods_not_received@email.** Creates a dispute on each capture of the order with the reason goods not received and one open dispute request customer+disputed-already_paid@email.** Creates a dispute on each capture of the order with the reason already paid and one open dispute request customer+disputed-faulty_goods@email.** Creates a dispute on each capture of the order with the reason faulty goods and one open dispute request customer+disputed-incorrect_invoice@email.** Creates a dispute on each capture of the order with the reason incorrect invoice and one open dispute request customer+disputed-high_risk_order@email.** Creates a high-risk order (formerly known as stop request) on order level. customer+disputed-non_compliance@email.** Creates a non compliance type of dispute. customer+disputed-non_guaranteed_payment_program@email.** Creates a non guaranteed payment program type of dispute customer+disputed-unauthorized_purchase@email.** Creates a dispute on each capture of the order with the reason unauthorized_purchase and one open dispute request customer+disputed-return_not_possible@email.** Creates a return not possible type of dispute
As we're constantly improving the testing experience, you may not able to test the denied payment flow in some markets, for example, Sweden and Norway. Please contact Klarna merchant support for more information.
Select a country to view the sample data you can use to test Klarna.
Private person Flow Email address Phone number Approved customer@email.at +4306762600456 Denied customer+denied@email.at +4306762600745 New user sign up customer+new_user@email.at +4306762600721 Dispute: return customer+disputed-return@email.at +4306762600762 Dispute: goods not received customer+disputed-goods_not_received@email.at +4306762600763 Dispute: order already paid customer+disputed-already_paid@email.at +4306762600764 Dispute: faulty goods customer+disputed-faulty_goods@email.at +4306762600765 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.at +4306762600766 Dispute: high-risk order customer+disputed-high_risk_order@email.at +4306762600767 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.at +4306762600768 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.at +4306762600770 Dispute: non-compliance customer+disputed-non_compliance@email.at +4306762600771 Dispute: return not possible customer+return_not_possible@email.at +4306762600771
Field Approved Denied Other flows First name Test Test Person AT Last name Person-at Person-at Test Address Mariahilfer Straße 47 Mariahilfer Straße 47 E Opernring 2 Zip code 1060 1060 1010 City Wien Wien Wien Country AT AT AT Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.be +32485121291 Denied customer+denied@email.be +32485212123 New user sign up customer+new_user@email.be +32485212101 Dispute: return customer+disputed-return@email.be +32485212140 Dispute: goods not received customer+disputed-goods_not_received@email.be +32485212141 Dispute: order already paid customer+disputed-already_paid@email.be +32485212142 Dispute: faulty goods customer+disputed-faulty_goods@email.be +32485212143 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.be +32485212144 Dispute: high-risk order customer+disputed-high_risk_order@email.be +32485212145 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.be +32485212146 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.be +32485212150 Dispute: non-compliance customer+disputed-non_compliance@email.be +32485212151 Dispute: return not possible customer+disputed-return_not_possible@email.be +32485212152
Field Approved Denied Other flows First name Test Test Person BE Last name Person-be Person-be Test Address Grote Markt 1 Grote Markt 1 Parc du Cinquantenaire 10 Zip code 1000 1000 1000 City Brussel Brussel Bruxelles Country BE BE BE Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.cz +420771613715 Denied customer+denied@email.cz +420771623691 New user sign up customer+new_user@email.cz +420771623765 Dispute: return customer+disputed-return@email.cz +420771623708 Dispute: goods not received customer+disputed-goods_not_received@email.cz +420771623709 Dispute: order already paid customer+disputed-already_paid@email.cz +420771623710 Dispute: faulty goods customer+disputed-faulty_goods@email.cz +420771623711 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.cz +420771623712 Dispute: high-risk order customer+disputed-high_risk_order@email.cz +420771623713 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.cz +420771623714 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.cz +420771623720 Dispute: non-compliance customer+disputed-non_compliance@email.cz +420771623721 Dispute: return not possible customer+disputed-return_not_possible@email.cz +420771623722
Field Approved Denied Other flows First name Test Test Person CZ Last name Person-cz Person-cz Test Address Zazvorkova 1480/11 Zázvorkova 1480/11 Panská 7 Zip code 155 00 155 00 110 00 City Praha PRAHA 13 Praha Country CZ CZ CZ Date of birth (DD-MM-YYYY) 01-01-1970 27-06-1992 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.dk +4542555628 Denied customer+denied@email.dk +4552555348 New user sign up customer+new_user@email.dk +4561555920 Dispute: return customer+disputed-return@email.dk +4561555921 Dispute: goods not received customer+disputed-goods_not_received@email.dk +4531555956 Dispute: order already paid customer+disputed-already_paid@email.dk +4571555576 Dispute: faulty goods customer+disputed-faulty_goods@email.dk +4561555601 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.dk +4571555705 Dispute: high-risk order customer+disputed-high_risk_order@email.dk +4541555404 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.dk +4525558959 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.dk +4561555930 Dispute: non-compliance customer+disputed-non_compliance@email.dk +4561555931 Dispute: return not possible customer+disputed-return_not_possible@email.dk +4561555932 Bank Authentication customer+denied+auth_monthio@email.dk +4561555922
Field Approved Denied Other flows First name Test Test Person DK Last name Person-dk Person-dk Test Address Dantes Plads 7 Nygårdsvej 65 Dantes Plads 7 Zip code 1556 2100 1556 City København Ø København Ø København Ø Country DK DK DK Date of birth (DD-MM-YYYY) 01-01-1980 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Company Field Approved !Denied Company registration number 27968880 99999993 Company name Testcompany-dk Testcompany-dk Street Nygårdsvej 65 Nygårdsvej 65 Zip code 2100 2100 City København Ø København Ø Phone number 20123456 20123456 Email youremail@email.com youremail+denied@email.com
Private person Flow Email address Phone number Approved customer@email.fi +358401234567 Denied customer+denied@email.fi +358401234568 New user sign up customer+new_user@email.fi +358401234584 Dispute: return customer+disputed-return@email.fi +358401234585 Dispute: goods not received customer+disputed-goods_not_received@email.fi +358401234586 Dispute: order already paid customer+disputed-already_paid@email.fi +358401234587 Dispute: faulty goods customer+disputed-faulty_goods@email.fi +358401234588 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.fi +358401234589 Dispute: high-risk order customer+disputed-high_risk_order@email.fi +358401234590 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.fi +358401234591 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.fi +358401234600 Dispute: non-compliance customer+disputed-non_compliance@email.fi +358401234601 Dispute: return not possible customer+disputed-return_not_possible@email.fi +358401234602 Bank Authentication customer+denied+auth_bank_id_fi@email.fi Use Nordea with DEMOUSER4 for approved authentication. +358401234596
Field Approved Denied Other flows First name Test Person FI Person FI Last name Person-fi Test Test Address Mannerheimintie 34 Mannerheimintie 34 Mannerheimintie 34 Zip code 00100 00100 00100 City Helsinki Helsinki Helsinki Country FI FI FI Date of birth (DD-MM-YYYY) 01-01-1999 01-01-1999 01-01-2000 Personal number 190122-829F OTP (Random 6 digits different from 999999) 123456 123456 123456
Company Approved Denied Company registration number 10891871 07527622 Company name Testcompany-fi Testcompany-fi Street Kiväärikatu 10 Kiväärikatu 10 Zip code 28100 28100 City Pori Pori Phone number 0401234567 0401234567 Email youremail@email.com youremail+denied@email.com
Private person Flow Email address Phone number Approved customer@email.fr +33689854321 Denied customer+denied@email.fr +33687984322 New user sign up customer+new_user@email.fr +33656194338 Dispute: return customer+disputed-return@email.fr +33656194339 Dispute: goods not received customer+disputed-goods_not_received@email.fr +33656194340 Dispute: order already paid customer+disputed-already_paid@email.fr +33656194341 Dispute: faulty goods customer+disputed-faulty_goods@email.fr +33656194342 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.fr +33656194343 Dispute: high-risk order customer+disputed-high_risk_order@email.fr +33656194344 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.fr +33656194345 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.fr +33656194360 Dispute: non-compliance customer+disputed-non_compliance@email.fr +33656194361 Dispute: return not possible customer+disputed-return_not_possible@email.fr +33656194362 ID Scan customer+denied+auth_id_scan@email.fr +33644974346
Field Approved Denied Other flows First name Test Test Person FR Last name Person-fr Person-fr Test Address 33 rue la Fayette 33 rue la Fayette 57 Rue Cuvier Zip code 75009 75009 75005 City Paris Paris Paris Country FR FR FR Date of birth (DD-MM-YYYY) 10-07-1990 10-07-1990 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.de +49017614284340 Denied customer+denied@email.de +49017610927312 New user sign up customer+new_user@email.de +491713920066 Dispute: return customer+disputed-return@email.de +491713920016 Dispute: goods not received customer+disputed-goods_not_received@email.de +491713920017 Dispute: order already paid customer+disputed-already_paid@email.de +491713920018 Dispute: faulty goods customer+disputed-faulty_goods@email.de +491713920019 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.de +491713920020 Dispute: high-risk order customer+disputed-high_risk_order@email.de +491713920021 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.de +491713920022 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.de +491713920030 Dispute: non-compliance customer+disputed-non_compliance@email.de +491713920031 Dispute: return not possible customer+disputed-return_not_possible@email.de +491713920032
Field Approved Denied Other flows First name Mock Test Person DE Last name Mock Person-de Test Address Neue Schönhauser Str. 2 Neue Schönhauser Str. 2 Bodestr. 1-3 Zip code 10178 10178 10178 City Berlin Berlin Berlin Country DE DE DE Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.gr +306945553624 Denied customer+denied@email.gr +306945553625 New user sign up customer+new_user@email.gr +306945553654 Dispute: return customer+disputed-return@email.gr +306945553642 Dispute: goods not received customer+disputed-goods_not_received@email.gr +306945553643 Dispute: order already paid customer+disputed-already_paid@email.gr +306945553644 Dispute: faulty goods customer+disputed-faulty_goods@email.gr +306945553645 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.gr +306945553646 Dispute: high-risk order customer+disputed-high_risk_order@email.gr +306945553647 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.gr +306945553648 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.gr +306945553650 Dispute: non-compliance customer+disputed-non_compliance@email.gr +306945553651 Dispute: return not possible customer+disputed-return_not_possible@email.gr +306945553652
Field Approved Denied Other flows First name Test Test Person GR Last name Person-gr Test-gr Test Address Kephisias 37 Baralo 56 Dionysiou Areopagitou 15 Zip code 151 23 123 67 117 42 City Athina Athina Athens Country GR GR GR Date of birth (DD-MM-YYYY) 01-01-1960 11-11-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456 Tax number 090000045 090000045 090000045
Private person Flow Email address Phone number Approved customer@email.hu +36300102692 Denied customer+denied@email.hu +36705553575 New user sign up customer+new_user@email.hu +36505557327 Dispute: return customer+disputed-return@email.hu +36505557326 Dispute: goods not received customer+disputed-goods_not_received@email.hu +36701308232 Dispute: order already paid customer+disputed-already_paid@email.hu +36705553902 Dispute: faulty goods customer+disputed-faulty_goods@email.hu +36201093784 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.hu +36315555600 Dispute: high-risk order customer+disputed-high_risk_order@email.hu +36385393517 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.hu +36705550064 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.hu +36505557330 Dispute: non-compliance customer+disputed-non_compliance@email.hu +36505557331 Dispute: return not possible customer+disputed-return_not_possible@email.hu +36505557332
Field Approved Denied Other flows First name Test Person HU Person HU Last name Person-hu Test Test Address Ludovika tér 2 Ludovika tér 2 Ludovika tér 2 Zip code 1083 1083 1083 City Budapest Budapest Budapest Country HU HU HU Date of birth (DD-MM-YYYY) 01-01-2000 01-01-2000 01-01-2000
Private person Flow Email address Phone number Approved customer@email.ie +353855351400 Denied customer+denied@email.ie +353855351401 New user sign up customer+new_user@email.ie +353855351432 Dispute: return customer+disputed-return@email.ie +353855351418 Dispute: goods not received customer+disputed-goods_not_received@email.ie +353855351419 Dispute: order already paid customer+disputed-already_paid@email.ie +353855351420 Dispute: faulty goods customer+disputed-faulty_goods@email.ie +353855351421 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.ie +353855351422 Dispute: high-risk order customer+disputed-high_risk_order@email.ie +353855351423 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.ie +353855351424 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.ie +353855351430 Dispute: non-compliance customer+disputed-non_compliance@email.ie +353855351431 Dispute: return not possible customer+disputed-return_not_possible@email.ie +353855351433 ID Scan customer+denied+auth_id_scan@email.ie +353855351425
Field Approved Denied Other flows First name Test Test Person IE Last name Person-ie Person-ie Test Address 30 King Street South 30 King Street South 25 Merrion Street Upper Zip code D02 C838 D02 C838 D02 AW74 City Dublin Dublin Dublin Country IE IE IE Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.it +393339741231 Denied customer+denied@email.it +393312232389 New user sign up customer+new_user@email.it +393312232432 Dispute: return customer+disputed-return@email.it +393312232406 Dispute: goods not received customer+disputed-goods_not_received@email.it +393312232407 Dispute: order already paid customer+disputed-already_paid@email.it +393312232408 Dispute: faulty goods customer+disputed-faulty_goods@email.it +393312232409 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.it +393312232410 Dispute: high-risk order customer+disputed-high_risk_order@email.it +393312232411 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.it +393312232412 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.it +393312232420 Dispute: non-compliance customer+disputed-non_compliance@email.it +393312232421 Dispute: return not possible customer+disputed-return_not_possible@email.it +393312232422 ID Scan customer+denied+auth_id_scan@email.it +393312232413
Field Approved Denied Other flows First name Test Test Person IT Last name Person-it Person-it Test Address Via Enrico Fermi 150 Via Enrico Fermi 150 Piazza del Popolo 12 Zip code 00146 00146 00187 City Roma Roma Roma Country IT IT IT Fiscal code (Codice fiscale) RSS BNC 80A41 H501B RSS BNC 80A41 H501B Dispute - return: PRS CST 00A41 H501NDispute - goods not received: PRS VST 00A41 H501GDispute - order already paid: PRS BST 00A41 H501MDispute - faulty goods: PRS NST 00A41 H501YDispute - incorrect invoice: PRS MST 00A41 H501XDispute - high-risk order: PRS QST 00A41 H501BDispute - unauthorized purchase: PRS QTS 00A41 H501CDate of birth (DD-MM-YYYY) 01-01-1980 01-01-1980 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.nl +31689124321 Denied customer+denied@email.nl +31632167678 New user sign up customer+new_user@email.nl +31632167655 Dispute: return customer+disputed-return@email.nl +31632167695 Dispute: goods not received customer+disputed-goods_not_received@email.nl +31632167696 Dispute: order already paid customer+disputed-already_paid@email.nl +31632167697 Dispute: faulty goods customer+disputed-faulty_goods@email.nl +31632167698 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.nl +31632167699 Dispute: high-risk order customer+disputed-high_risk_order@email.nl +31632167700 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.nl +31632167701 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.nl +31632167710 Dispute: non-compliance customer+disputed-non_compliance@email.nl +31632167711 Dispute: return not possible customer+disputed-return_not_possible@email.nl +31632167712
Field Approved Denied Other flows First name Test Test Person NL Last name Person-nl Person-nl Test Address Osdorpplein 137 Osdorpplein 137 Museumstraat 1 Zip code 1068 SR 1068 SR 1071 XX City Amsterdam Amsterdam Amsterdam Country NL NL NL Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.no +4740123456 Denied customer+denied@email.no +4740123457 New user sign up customer+new_user@email.no +4740123485 Dispute: return customer+disputed-return@email.no +4740123474 Dispute: goods not received customer+disputed-goods_not_received@email.no +4740123475 Dispute: order already paid customer+disputed-already_paid@email.no +4740123476 Dispute: faulty goods customer+disputed-faulty_goods@email.no +4740123477 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.no +4740123478 Dispute: high-risk order customer+disputed-high_risk_order@email.no +4740123479 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.no +4740123480 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.no +4740123490 Dispute: non-compliance customer+disputed-non_compliance@email.no +4740123491 Dispute: return not possible customer+disputed-return_not_possible@email.no +4740123492
Field Approved Denied Other flows First name Jane Test Person NO Last name Test Person-no Test Address Edvard Munchs Plass 1 Sæffleberggate 56 Edvard Munchs Plass 1 Zip code 0194 0563 0194 City Oslo Oslo Oslo Country NO NO NO Date of birth (DD-MM-YYYY) 01-08-1970 01-08-1970 01-01-2000 Personal number NO01087000571 NO01087000148 Dispute - return: NO30062449205Dispute - goods not received: NO27083206670Dispute - order already paid: NO14040845144Dispute - faulty goods: NO16089639496Dispute - incorrect invoice: NO19046731789Dispute - high-risk order: NO27115906319Dispute - unauthorized purchase: NO25064127953OTP (Random 6 digits different from 999999) 123456 123456 123456
Company Approved Denied Company registration number 999999999 811111112 Company name Testcompany-no Testcompany-no Street Sæffleberggate 56 Sæffleberggate 56 Zip code 0563 0563 City Oslo Oslo Email youremail@email.com youremail+denied@email.com
Private person Flow Email address Phone number Approved customer@email.pl +48795222223 Denied customer+denied@email.pl +48795223325 New user sign up customer+new_user@email.pl +48795223355 Dispute: return customer+disputed-return@email.pl +48795223342 Dispute: goods not received customer+disputed-goods_not_received@email.pl +48795223343 Dispute: order already paid customer+disputed-already_paid@email.pl +48795223344 Dispute: faulty goods customer+disputed-faulty_goods@email.pl +48795223345 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.pl +48795223346 Dispute: high-risk order customer+disputed-high_risk_order@email.pl +48795223347 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.pl +48795223348 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.pl +48795223350 Dispute: non-compliance customer+disputed-non_compliance@email.pl +48795223351 Dispute: return not possible customer+disputed-return_not_possible@email.pl +48795223352
Field Approved Denied Other flows First name Test Test Person PL Last name Person-pl Person-pl Test Address Ul. Górczewska 124 Ul. Górczewska 124 Rynek Starego Miasta 28 Zip code 01-460 01-460 00-272 City Warszawa Warszawa Warszawa Country PL PL PL Date of birth (DD-MM-YYYY) 05-05-1967 05-05-1967 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.pt +351935556731 Denied customer+denied@email.pt +351915593837 New user sign up customer+new_user@email.pt +351808151176 Dispute: return customer+disputed-return@email.pt +351808151188 Dispute: goods not received customer+disputed-goods_not_received@email.pt +351760715143 Dispute: order already paid customer+disputed-already_paid@email.pt +351762748941 Dispute: faulty goods customer+disputed-faulty_goods@email.pt +351302066842 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.pt +351926839015 Dispute: high-risk order customer+disputed-high_risk_order@email.pt +351301381736 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.pt +351937416657 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.pt +351808151190 Dispute: non-compliance customer+disputed-non_compliance@email.pt +351808151191 Dispute: return not possible customer+disputed-return_not_possible@email.pt +351808151192 ID Scan customer+denied+auth_id_scan@email.pt +351912341112
Field Approved Denied Other flows First name Test Test Person PT Last name Person-pt Person-pt Test Address Avenida Dom João II 40 Avenida Dom João II 40 Praça do Comércio 78 Zip code 1990-094 1990-094 1100-148 City Lisboa Lisboa Lisboa Country PT PT PT Date of birth (DD-MM-YYYY) 10-07-1990 10-07-1990 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.ro +40741209876 Denied customer+denied@email.ro +40707127444 New user sign up customer+new_user@email.ro +40707129334 Dispute: return customer+disputed-return@email.ro +40707129331 Dispute: goods not received customer+disputed-goods_not_received@email.ro +40707129442 Dispute: order already paid customer+disputed-already_paid@email.ro +40707129553 Dispute: faulty goods customer+disputed-faulty_goods@email.ro +40707129664 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.ro +40707129775 Dispute: high-risk order customer+disputed-high_risk_order@email.ro +40707129886 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.ro +40707129997 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.ro +40707129340 Dispute: non-compliance customer+disputed-non_compliance@email.ro +40707129341 Dispute: return not possible customer+disputed-return_not_possible@email.ro +40707129342
Field Approved Denied Other flows First name Test Test Person RO Last name Person-ro Person-ro Test Address Drumul Taberei 35 Drumul Taberei 35 Calea Victoriei 12 Zip code 061357 061357 030026 City București București București Sector Sectorul 6 Sectorul 6 Sectorul 3 Country RO RO RO Date of birth (DD-MM-YYYY) 25-12-1970 25-12-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456 Personal Identification Number (CNP) 1701225193558
Private person Flow Email address Phone number Approved customer@email.sk +421905123456 Denied customer+denied@email.sk +421905123457 New user sign up customer+new_user@email.sk +421905123432 Dispute: return customer+disputed-return@email.sk +421905123474 Dispute: goods not received customer+disputed-goods_not_received@email.sk +421905123475 Dispute: order already paid customer+disputed-already_paid@email.sk +421905123476 Dispute: faulty goods customer+disputed-faulty_goods@email.sk +421905123477 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.sk +421905123478 Dispute: high-risk order customer+disputed-high_risk_order@email.sk +421905123479 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.sk +421905123480 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.sk +421905123490 Dispute: non-compliance customer+disputed-non_compliance@email.sk +421905123491 Dispute: return not possible customer+disputed-return_not_possible@email.sk +421905123492
Field Approved Denied Other flows First name Test Person Sk Person Sk Last name Person-sk Test Test Address Vajanského nábrežie 2 Vajanského nábrežie 2 Vajanského nábrežie 2 Zip Code 810 06 810 06 810 06 City Bratislava Bratislava Bratislava Country SK SK SK Date of birth (DD-MM-YYYY) 01-01-2000 01-01-2000 07-10-1997 Personal Identification Number (Rodné Číslo) 000101/0009 000101/0020 971007/0249 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.es +34672563009 Denied customer+denied@email.es +34682425101 New user sign up customer+new_user@email.es +34670097139 Dispute: return customer+disputed-return@email.es +34670097138 Dispute: goods not received customer+disputed-goods_not_received@email.es +34680859660 Dispute: order already paid customer+disputed-already_paid@email.es +34735215817 Dispute: faulty goods customer+disputed-faulty_goods@email.es +34782234072 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.es +34699002829 Dispute: high-risk order customer+disputed-high_risk_order@email.es +34782153382 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.es +34670369667 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.es +34670097140 Dispute: non-compliance customer+disputed-non_compliance@email.es +34670097141 Dispute: return not possible customer+disputed-return_not_possible@email.es +34670097142 ID Scan customer+denied+auth_id_scan@email.es +34670097113
Field Approved Denied Other flows First name Test Test Person ES Last name Person-es Person-es Test DNI 99999999R 99999999R 99999999R Address C. de Atocha, 27 C. de Atocha, 27 Calle de Santa Isabel 52 DCHA Zip code 28012 28012 28012 City Madrid Madrid Madrid Country ES ES ES Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.se +46701740615 Denied customer+denied@email.se +46701740620 New user sign up customer+new_user@email.se +46701740656 Dispute: return customer+disputed-return@email.se +46701740637 Dispute: goods not received customer+disputed-goods_not_received@email.se +46701740638 Dispute: order already paid customer+disputed-already_paid@email.se +46701740639 Dispute: faulty goods customer+disputed-faulty_goods@email.se +46701740640 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.se +46701740641 Dispute: high-risk order customer+disputed-high_risk_order@email.se +46701740642 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.se +46701740643 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.se +46701740660 Dispute: non-compliance customer+disputed-non_compliance@email.se +46701740661 Dispute: return not possible customer+disputed-return_not_possible@email.se +46701740662
Field Approved Denied Other flows First name Alice Test Person SE Last name Test Person-se Test Address Södra Blasieholmshamnen 2 Karlaplan 3 Södra Blasieholmshamnen 2 Zip code 11 148 11 460 11 148 City Stockholm Stockholm Stockholm Country SE SE SE Date of birth (DD-MM-YYYY) 21-03-1941 28-10-1941 01-01-2000 Personal number SE194103219202 SE194110288083 Dispute - return: SE200001011287Dispute - goods not received: SE200001011493Dispute - order already paid: SE200001015270Dispute - faulty goods: SE200001019744Dispute - incorrect invoice: SE200001011485Dispute - high-risk order: SE200001015726Dispute - unauthorized purchase: SE200001015973OTP (Random 6 digits different from 999999) 123456 123456 123456
Company Approved Denied Company registration number 002031-0132 002032-0131 Company name Testcompany-se Testcompany-se Street #1 Stårgatan 1 Stårgatan 1 Zip code #1 12345 12345 City #1 Ankeborg Ankeborg Street #2 Lillegatan 1 Lillegatan 1 Zip code #2 12334 12334 City #2 Ankeborg Ankeborg Phone number 0765260000 0765260000 Email youremail@email.com youremail+denied@email.com
The use of provided sample data is strongly recommended. When using your own sample data, your test orders might get rejected:
Avoid using test or the plus sign + in either First name or Last name if you want to get your order approved. Private person Flow Email address Phone number Approved customer@email.ch +41758680000 Denied customer+denied@email.ch +41758680001 New user sign up customer+new_user@email.ch +41758680028 Dispute: return customer+disputed-return@email.ch +41758680018 Dispute: goods not received customer+disputed-goods_not_received@email.ch +41618680019 Dispute: order already paid customer+disputed-already_paid@email.ch +41618680020 Dispute: faulty goods customer+disputed-faulty_goods@email.ch +41618680021 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.ch +41618680022 Dispute: high-risk order customer+disputed-high_risk_order@email.ch +41618680023 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.ch +41618680024 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.ch +41758680030 Dispute: non-compliance customer+disputed-non_compliance@email.ch +41758680031 Dispute: return not possible customer+disputed-return_not_possible@email.ch +41758680032 ID Scan customer+denied+auth_id_scan@email.ch +41758680025
Field Approved Denied Other flows First name Accepted Customer Accepted Last name Person-ch Person-ch Person-ch Address Augustinergasse 2 Bahnhofstrasse 77 Augustinergasse 2 Zip code 4051 8001 4051 City Basel Zürich Basel Date of birth (DD-MM-YYYY) 01-01-1990 01-01-2000 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.uk +447755564318 Denied customer+denied@email.uk +447355505530 New user sign up customer+new_user@email.gb +445674519812 Dispute: return customer+disputed-return@email.uk +445674519807 Dispute: goods not received customer+disputed-goods_not_received@email.uk +447455511475 Dispute: order already paid customer+disputed-already_paid@email.uk +447755535234 Dispute: faulty goods customer+disputed-faulty_goods@email.uk +443794116227 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.uk +443012348266 Dispute: high-risk order customer+disputed-high_risk_order@email.uk +447555529984 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.uk +447555595216 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.uk +445674519810 Dispute: non-compliance customer+disputed-non_compliance@email.uk +445674519811 Dispute: return not possible customer+disputed-return_not_possible@email.uk +445674519814 ID Scan customer+denied+auth_id_scan@email.co.uk +445674519822 Bank Authentication customer+denied+auth_bank_login@email.gb +445674519815
Field Approved Denied Other flows First name Test Test Person GB Last name Person-uk Person-uk Test Address 10 New Burlington Street Apt. 214 10 New Burlington Street Apt. 214 150 London Wall Zip code W1S 3BE W1S 3BE EC2Y 5HN City London London London Country GB GB GB Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Term loan financing When testing term loan financing in playground, enter the following billing address details:
Field Value city
Test Town country
GB email
termloanfinancing@email.uk family_name
Cameroon given_name
Campbell phone
07744225533 postal_code
X9 9LG street_address
34 Global Avenue
You'll be asked to provide additional information, for example, about income and dependants. In this step, you're free to provide any details.
In the next step, enter the following bank details:
Field Value Account holder name Mr Campbell Cameroon Sort code 20-00-00 Account number 55779911
Private person Flow Email address Phone number Approved customer@email.ca +15197438620 Denied customer+denied@email.ca +15197308624 New user sign up customer+new_user@email.ca +15195550145 Dispute: return customer+disputed-return@email.ca +15195550116 Dispute: goods not received customer+disputed-goods_not_received@email.ca +15195550117 Dispute: order already paid customer+disputed-already_paid@email.ca +15195550118 Dispute: faulty goods customer+disputed-faulty_goods@email.ca +15195550119 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.ca +15195550120 Dispute: high-risk order customer+disputed-high_risk_order@email.ca +15195550121 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.ca +15195550122 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.ca +15195550140 Dispute: non-compliance customer+disputed-non_compliance@email.ca +15195550141 Dispute: return not possible customer+disputed-return_not_possible@email.ca +15195550142 ID Scan customer+denied+auth_id_scan@email.ca +15195550145 email+reject_reason_OTHER@email.com email+reject_reason_COULD_NOT_ESTABLISH_IDENTITY@email.com email+reject_reason_CREDIT_LIMIT_EXCEEDED@email.com email+reject_reason_CUSTOMER_NOT_FULFILLING_PREVIOUS_ENGAGEMENTS@email.com email+reject_reason_EXTERNAL_HARD_REJECT@email.com email+reject_reason_HIGH_RISK@email.com email+reject_reason_LEGAL_RESTRAINTS@email.com email+reject_reason_TECHNICAL_ERROR@email.com email+reject_reason_INTERNAL_BLOCK@email.com email+reject_reason_LOW_CREDIT_RATING@email.com email+reject_reason_UNDER_AGE@email.com email+reject_reason_DENIED@email.com
Field Approved Denied Other flows First name Test Test John Last name Person-ca Person-ca Test Address 2693 Byron Rd 2693 Byron Rd 380 Sussex Dr Zip code V7H 1L9 V7H 1L9 K1N 9N4 City North Vancouver North Vancouver Ottawa Province BC BC ON Country CA CA CA Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Mexico Email address Phone number Approved customer@email.mx +525593747739 Denied customer+denied@email.mx +525593747740 New user sign up customer+new_user@email.mx +525593747767 Dispute: return customer+disputed-return@email.mx +525593747757 Dispute: goods not received customer+disputed-goods_not_received@email.mx +525593747758 Dispute: order already paid customer+disputed-already_paid@email.mx +525593747759 Dispute: faulty goods customer+disputed-faulty_goods@email.mx +525593747760 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.mx +525593747761 Dispute: high-risk order customer+disputed-high_risk_order@email.mx +525593747762 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.mx +525593747763 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.mx +525593747770 Dispute: non-compliance customer+disputed-non_compliance@email.mx +525593747771 Dispute: return not possible customer+disputed-return_not_possible@email.mx +525593747772
Field Mexico Approved Denied Other flows First name Test Person-mx John Last name Person-mx Test Test Address Av Cuauhtémoc 462 Col Piedad Narvarte Av Cuauhtémoc 462 Col Piedad Narvarte Revillagigedo 11 Col Centro Zip code 03000 03000 06000 City Benito Juárez Benito Juárez Ciudad de México State CDMX CDMX CMX Country MX MX MX Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.us +13106683312 Denied customer+denied@email.us +13106354386 New user sign up customer+new_user@email.us +13105550134 Dispute: return customer+disputed-return@email.us +13105550116 Dispute: goods not received customer+disputed-goods_not_received@email.us +13105550117 Dispute: order already paid customer+disputed-already_paid@email.us +13105550118 Dispute: faulty goods customer+disputed-faulty_goods@email.us +13105550119 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.us +13105550120 Dispute: high-risk order customer+disputed-high_risk_order@email.us +13105550121 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.us +13105550122 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.us +13105550130 Dispute: non-compliance customer+disputed-non_compliance@email.us +13105550131 Dispute: return not possible customer+disputed-return_not_possible@email.us +13105550132 ID Scan customer+denied+auth_id_scan@email.us +13105550124 Bank Authentication customer+denied+auth_bank_login@email.us +13105558963 Email Verification customer+denied+auth_otp_email@email.us +13105558632 Phone Verification customer+denied+auth_otp_phone@email.us +13105558633 Card Security Code Verification customer+denied+auth_cvv_entry@email.us +13105558634 Rejection customer+reject_reason_other@email.us +13105558637 Rejection customer+reject_reason_could_not_establish_identity@email.us +13105558636 Rejection customer+reject_reason_credit_limit_exceeded@email.us +13105558638 Rejection cust+reject_reason_customer_not_fulfilling_previous_engagements@email.us +13105558639 Rejection customer+reject_reason_external_hard_reject@email.us +13105558640 Rejection customer+reject_reason_high_risk@email.us +13105558641 Rejection customer+reject_reason_legal_restraints@email.us +13105558642 Rejection customer+reject_reason_technical_error@email.us +13105558643 Rejection customer+reject_reason_internal_block@email.us +13105558644 Rejection customer+reject_reason_low_credit_rating@email.us +13105558645 Rejection customer+reject_reason_under_age@email.us +13105558646 Rejection customer+reject_reason_denied@email.us +13105558647
Field Approved Denied Other flows First name Test Test John Last name Person-us Person-us Test Address 509 Amsterdam Ave 509 Amsterdam Ave 1300 Constitution Ave Zip code 10024-3941 10024-3941 20002-6452 City New York New York Washington State NY NY DC Date of birth (DD-MM-YYYY) 07-10-1970 07-10-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.au +61473752244 Denied customer+denied@email.au +61473763254 New user sign up customer+new_user@email.au +61491574119 Dispute: return customer+disputed-return@email.au +61491574118 Dispute: goods not received customer+disputed-goods_not_received@email.au +61491574632 Dispute: order already paid customer+disputed-already_paid@email.au +61491575254 Dispute: faulty goods customer+disputed-faulty_goods@email.au +61491575789 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.au +61491575789 Dispute: high-risk order customer+disputed-high_risk_order@email.au +61491576801 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.au +61491577426 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.au +61491574120 Dispute: non-compliance customer+disputed-non_compliance@email.au +61491574121 Dispute: return not possible customer+disputed-return_not_possible@email.au +61491574122 ID Scan customer+denied+auth_id_scan@email.au +61491574127
Field Approved Denied Other flows First name Test John John Last name Person-au snow Test Address 4 Wharf St 1-5 Silverwater Rd 1 Bennelong Point Zip code 4877 2128 2000 City Port Douglas Silverwater Sydney State QLD NSW NSW Country AU AU AU Date of birth (DD-MM-YYYY) 10-07-1970 03-05-1994 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
Private person Flow Email address Phone number Approved customer@email.nz +6427555290 Denied customer+denied@email.nz +642993007712 New user sign up customer+new_user@email.nz +642862276121 Dispute: return customer+disputed-return@email.nz +642862276120 Dispute: goods not received customer+disputed-goods_not_received@email.nz +648596357854 Dispute: order already paid customer+disputed-already_paid@email.nz +642838916248 Dispute: faulty goods customer+disputed-faulty_goods@email.nz +64265615253 Dispute: incorrect invoice customer+disputed-incorrect_invoice@email.nz +648597431043 Dispute: high-risk order customer+disputed-high_risk_order@email.nz +64217249819 Dispute: unauthorized purchase customer+disputed-unauthorized_purchase@email.nz +642293258935 Dispute: non-guaranteed payment program customer+disputed-non_guaranteed_payment_program@email.nz +642862276130 Dispute: non-compliance customer+disputed-non_compliance@email.nz +642862276131 Dispute: return not possible customer+disputed-return_not_possible@email.nz +642862276132 ID Scan customer+denied+auth_id_scan@email.nz +642862276142
Field Approved Denied Other flows First name Test Test John Last name Person-nz Person-nz Test Address 286 Mount Wellington Highway 286 Mount Wellington Highway Te Papa Tongarewa Museum Of Nz Zip code 6011 6011 6011 City Auckland Wellington Wellington Country NZ NZ NZ Date of birth (DD-MM-YYYY) 10-07-1970 10-07-1970 01-01-2000 OTP (Random 6 digits different from 999999) 123456 123456 123456
The sample customer data lets you test the basic approve and deny transaction flows. However, you can also test some other Payments scenarios by adding suffixes to sample usernames.
In the examples below, the email address reflects sample customer data for the United States. Make sure to adjust the address to match the country in which your store operates.
To launch a Payments widget, include a sample email address in your API call. You can modify the address to display the sign-up widget or delay the payment.
To launch a Checkout widget, include a sample email address in your API call.
Scenario Customer email address pattern Example Applies to Payments New customer signup username+require_signup@domain.com customer+require_signup@email.us Payments Returning customer username@domain.com customer@email.us Payments Don't show form (only when pre-screen is enabled) username+red@domain.com customer+red@email.us Payments Pending payment{status} is the expected status after the time delay, either accept to accept a payment or reject to reject a payment. {time delay} is the time delay, in minutes, before the decision is made and the status is confirmed. The value must be a two-digit number in the range of 00–99. Note: Only works for US and UK. username+pend-{status}-{time delay}@domain.com customer+pend-accept-05@email.us Payments Only present pre-paid options example-email+red@example.com customer+red@email.us Checkout